A budget is not telling yourself "no." In reality, a budget is just a tool that helps you say "yes" and not dig a hole for yourself in the process. It’s about creating more freedom in your life. It’s about creating a little extra room in your finances for you to make smart decisions with your money. By doing this you will feel more in control, less stress, more confident, and to find more money that you probably didn’t realize that you had to spend on more things that you wan
Money management isn't simply a good thing to know. It should be considered a critical life skill. We save, basically, because we can't predict the future. Saving money can help you become financially secure and provide a safety net in case of an emergency. Here are a few reasons why you save.
Over the last few months, our world has flipped totally upside down. Since March 1 life went from normal to out of control. We are living through history and I hope that you’re taking care of your health, your family’s health, and your finances.
Getting out of debt now seems to be popular. Most debts were not all related to unconscious overspending. Some call it death by one-thousand cuts, buy a little thing here, a little thing here and next thing you know is that you look up and you are “way over your head” in twenty and thirty-thousand dollars in debt. There may be numerous other reasons for accumulating your current debt including job loss, health issues, and major unexpected house/car/family emergencies.
What is keeping you from getting out of debt? It’s crazy that some people would rather stay in chains instead of living in freedom? There are so many excuses that people make for not having enough money. Here are some reasons that people stay broke.
Do you get frustrated when doing your budget because the numbers don’t up? In America and in many other countries across the world, people are obsessed with materialism. Not only do we want all the stuff, we silently compete with each other to try and have the best, biggest and most stuff possible.
Have you been paying attention to how much insurance is costing you these days? Overpaying for insurance should be a big concern for any driver or homeowner. After all, insurance…