A budget is not telling yourself "no." In reality, a budget is just a tool that helps you say "yes" and not dig a hole for yourself in the process. It’s about creating more freedom in your life. It’s about creating a little extra room in your finances for you to make smart decisions with your money. By doing this you will feel more in control, less stress, more confident, and to find more money that you probably didn’t realize that you had to spend on more things that you wan
There is no secret that scammers have stepped up efforts in the past few years to steal your identity and your credit card information. You may remember in May of 2017, information was stolen from Equifax’s servers, things like social security numbers, credit card numbers, and other personal information on a large scale.
Do you get frustrated when doing your budget because the numbers don’t up? In America and in many other countries across the world, people are obsessed with materialism. Not only do we want all the stuff, we silently compete with each other to try and have the best, biggest and most stuff possible.